Understanding the money chain is the quickest way to judge any reward app's promises. Here it is, with Bonusboy's actual prices.
Each company in the chain keeps a share. The platform's share is set by the platform; Bonusboy's split with the member is roughly half and half, and the card shows the member's half.
Game steps are smaller at the start (a few cents for install-and-open or the first level) and larger for deep milestones that almost nobody reaches. Shopping cashback is a percentage of what you spend, paid by the store's affiliate network months after the purchase.
To pay one member $100 in a day from surveys, advertisers would have to pay the chain about $200 for that member's answers in one day. At a typical $0.50 to $1 per completed survey, that is 200 to 400 completed surveys by one person in 24 hours. Research companies do not have that many studies for one profile, and they cancel answers given at that speed. The claim cannot be true for surveys; the money, if it exists, is coming from somewhere else, usually from newer members.
Bonusboy has no sign-up fee, no premium tier, no paid "boosts", and shows no ads inside the app. The only money that enters is what partners pay for completed tasks, and the only money that leaves is the member's share plus bonuses taken from Bonusboy's share. Because we pay after the partner's deposit, the company cannot be caught paying out money it has not received. The price of that stability is the wait, explained in the first cash-out guide.
Ask what the app sells, to whom, and when it gets paid. If the answers are "surveys and installs, to research platforms and offerwalls, after month end plus payment terms", the app's promises should be small and its timing should be slow. If an app's promises are big and its timing is instant, the money is coming from you or from the people you recruit.
Bonusboy shares what partners pay roughly half and half with the member, and pays the $1 first-mission bonus and referral bonuses from its own half. The amount shown on a card is always the member's own share.
A completed survey pays Bonusboy between a few cents and a few dollars, and the large majority are under $1 on the partner side. The research company that commissioned the study paid more than that to the platform; the platform keeps its own share.
Mostly from the next members: sign-up fees, "premium" upgrades, ad views, or referral chains. When new members stop coming, payouts stop. A survey-only app cannot pay more than advertisers pay it.